What happens if my stock drops?
If your collateral ratio falls below 130%, the position becomes liquidatable. You can always add more collateral or repay debt to avoid this.
Do I keep my stock dividends?
Yes. The stock tokens remain in the contract under your position. When you repay and withdraw, you get the exact tokens back.
Is bUSD actually a stablecoin?
bUSD is an ERC-20 on Robinhood Chain pegged to $1, backed by real tokenized equities. Every position is verifiable on-chain.
What's the fee?
3% APR on borrowed bUSD, accruing per second. No origination fee, no early repayment fee.
Which chain?
Robinhood Chain (chain ID 4663), an L2 on Arbitrum. Gas paid in ETH. Zero MEV due to FCFS sequencing.
How are prices determined?
Chainlink price feeds deployed on Robinhood Chain. NVDA, AAPL, TSLA, and 6 more stocks have live on-chain oracles.